Buying
Purchase Mortgages
Understand your buying power and compare solutions from more than 35 Canadian lenders.
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Mortgage Solutions
The Perfect Mortgage
What is the Perfect Mortgage? Easy — the one that best works for you.
How do you find it? You don't — we do.
You just relax, let us do all the work and bring solutions to you… all at a cost to you of $0!
Your current mortgage institution may have you on a great mortgage program, but ask yourself…
"Of all the offers from my, or the below mortgage institutions, what are the odds I have stumbled on the best solution for me?"
Our Lender Network
Access to more than 35 Canadian lenders
Beyond the Rate
So much more than a posted rate
Of course we'll get you a great rate, but there is so much more to a mortgage than a posted rate. Is that rate compounded quarterly, semi-annually, yearly or not at all? There are dozens of factors that can make up the ingredients to a perfect mortgage — and we'll look at all of them before bringing you the best options.
No payments required
You only repay when you move or sell your home. Until then, the equity in your home works for you — not the other way around.
"It's your home — it's your equity — it's your choice how to receive funds."
Take a lump sum or get scheduled advances to coincide with your finances.
What it can do for you
- Supplement your lifestyle
- Increase monthly cashflow
- Consolidate debt
- Buy another property
- Cover medical expenses
- Renovate your home
- Take that much-needed vacation
Call today and find out how a reverse mortgage can change your life!
Call Alan: 416-995-2472Believe it.
You can have a mortgage that meets your needs.
You are here because you see the importance of using a mortgage professional who will help you arrange a mortgage that benefits you today and over the long term. You understand the value of having access to over 35 Canadian lenders rather than being limited to a single bank.
Getting a fantastic rate is only the beginning. You deserve personal service, unbiased advice and a mortgage that actually meets your needs.
If this is what you're looking for, welcome to AD Advantage. I hope you find the information here useful and that it helps answer some of your mortgage questions.
For personalized service, or if you're ready to consider your mortgage options, please feel free to contact us directly.
Sincerely,
Alan Dennis
Contact Alan
The AD Advantage
Mortgage advice that goes beyond the rate
This is where we truly set ourselves apart. We provide strategic mortgage guidance designed not only to help clients secure the right mortgage, but also to support their longer-term financial goals.
Strategic Guidance
Mortgage advice designed to support your needs today and your longer-term financial goals.
35+ Lenders
Access to a broad range of Canadian lenders rather than the limited options of a single bank.
Personal Service
Thoughtful, unbiased advice and ongoing support built around lasting client relationships.
Focused on Your Savings
Informed mortgage decisions that can help you save money over the life of your mortgage.
AD Advantage is built on relationships and referrals. Our success depends on earning our clients' confidence through personalized service, thoughtful mortgage advice and ongoing support.
Many of our clients come to us through referrals from colleagues, family members and friends. That trust is something we value and work hard to maintain.
Banks earn money from the interest charged on their lending. Our business, on the other hand, grows by helping our clients make informed mortgage decisions and save money over the life of their mortgage.
AD Advantage is always happy to assist your friends, family and colleagues.
Mortgage Solutions
Options for every stage
Renewing
Mortgage Renewals
Review your lender's offer and explore whether a better rate, term or structure is available.
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Restructuring
Refinancing
Use your home equity strategically for debt consolidation, renovations or future plans.
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Education
Latest insights
Financing
Should You Refinance to Pay Off Debt Before You Move?
If you're juggling credit cards or loans while planning a move, refinancing can simplify your finances — but only under the right conditions.
Ask Alan about financingBuying
How To Prepare For a Renewal Payment Increase in Ontario
Opening a renewal letter can bring an uncomfortable surprise. Here's how homeowners are planning ahead for a higher monthly payment.
Ask Alan about buyingPlanning
Why Your Mortgage Strategy Matters Beyond the Rate
Term, prepayment options and flexibility can shape the real cost of your mortgage long after closing day.
Ask Alan about planningPractical mortgage guidance, delivered to your inbox
Occasional updates on rates, renewals, refinancing and smart mortgage planning.